Charge and you may fees
The newest small print into mortgage loans need you to discover typical salary, personal cover otherwise pension repayments and rehearse DNB since your informal bank.
Computation regarding productive interest rates
BLU Start:Amount borrowed NOK dos one hundred thousand 100 around 85 % of market price. Nominal interest step 3.39 % p.an effective. Annuity loan with active rate of interest 3,52 % p.a beneficial. plus front side-prevent fee NOK step three 190 and you will instalment fee NOK 65. Pricing NOK 990 890, total NOK 2 990 890 more than 25 years.
Amount borrowed NOK dos one hundred thousand 100000, affordable interest cuatro.69 % p.a good. to have 3 12 months fixed price. Annuity loan with effective interest rate cuatro.87 % p.a good. in addition to front-end commission NOK step three 190 and you will instalment commission NOK 65. Pricing NOK 1 422 590, totalt NOK 3 422 590 more than 25 years.
Car finance to possess teenagers that have deposit 35 % or more:Amount borrowed NOK 150 one hundred thousand doing 65 % regarding cost. Annuity financing with nominal interest 4.74 % p.an effective., energetic interest rate six.54 % p.a. and front-stop payment NOK 2 500 and you may instalment commission NOK 65. Costs NOK twenty five 484, overall NOK 175 484 more than 5 years.
Loan amount NOK 50 100000. Moderate rate of interest % p.a great. Annuity mortgage having productive interest rate % p.good. along with front side-prevent fee NOK five hundred and you can instalment percentage NOK fifty. Total cost NOK 68 777 over five years.
Fixed-price home mortgage Saga:Loan amount NOK 2 100000 one hundred thousand, moderate interest cuatro.69 % p.an excellent. to have 3 year fixed rates. Annuity loan that have energetic interest rate 4.87 % p.an effective. together with top-avoid percentage NOK step three 190 and instalment commission NOK 65. Cost NOK step 1 422 590, totalt NOK 3 422 590 over 25 years.
Auto loan Tale and you can Saga Rare metal which have thirty-five % down-payment:Amount borrowed 150 100 NOK doing 65 % out-of purchase price. Annuity loan which have affordable interest rate cuatro,74 % p.a beneficial., productive interest rate six.49 % p.an effective. together with front side-end fee NOK dos three hundred and you can instalment fee NOK 65. Rates NOK twenty-five 259, total NOK 175 259 more five years.
Tale Liquidity set-aside:Amount borrowed NOK 70 000. Nominal rate of interest %, productive interest rate % plus side-end fee NOK five hundred. Pricing NOK cuatro 574, full NOK 74 574 more than 1 year.
Mortgage as much as 75 % regarding ount NOK 2 one hundred thousand 000, to 75 % of market value. Moderate rate of interest cuatro,30 % p.a. Annuity mortgage with effective rate of interest 4,45 % p.a beneficial. and front-prevent commission NOK step 3 190 and instalment payment NOK 65. Pricing NOK step 1 286 390, overall NOK step 3 286 390 over 25 years.
Home equity credit line:Loan amount NOK 2 one hundred thousand 100000, around 75 % out of market value. Moderate rate of interest cuatro,31 % p.a beneficial. Annuity mortgage that have effective interest rate 4,forty five % p.a great. along with front side-avoid payment NOK 3 190 and instalment percentage NOK 65. Prices NOK step 1 286 390, complete NOK step 3 286 390 over twenty five years..
Fixed-price mortgage:Loan amount NOK dos 100000 100000 around 75 % from market value. Moderate interest 4.74 % p.a beneficial. having step 3 year repaired price several months. Annuity financing which have productive rate of interest 4.ninety five % p.an excellent. as well as front side-prevent payment NOK step three 190 and you can instalment commission NOK 65. Prices NOK step one 439 690, total NOK step three 439 690 more twenty loan apps that work with chime five years.
Eco-friendly home loan:Loan amount NOK dos 000 000 doing 85 % regarding market value. Nominal rate of interest 3.39 % p.an excellent. Annuity financing that have productive interest step 3.52 % p.an effective. also side-prevent percentage NOK step 3 190 and you can instalment payment NOK 65. Pricing NOK 990 890, totalt NOK 2 990 890 more 25 years.